Cautionary Warning Regarding Home Storage Gold IRA

May 28, 2016

Cautionary Warning Regarding Home Storage Gold IRA

Have you heard advertisements for Home Storage Gold IRAs? These ads claim to allow you to physically store gold and other precious metals while you hold them in an IRA. Jim and Chris discuss Home Storage Gold IRAs and give a cautionary warning regarding this practice. They also look into common Required Minimum Distribution (RMD) mistakes people make....

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Name a Beneficiary!

May 21, 2016

Name a Beneficiary!

Yet another reason why it is important to name a beneficiary! Jim and Peter discuss an IRS Private Letter Ruling (PLR) that involves an instance where an IRA was left to an estate. Because of circumstances specific to this case the IRS allowed this IRA to be rolled over to an Inherited IRA, but things would have been a lot easier if the deceased had just named a beneficiary. Also, Jim and Peter...

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Using QLACs

May 14, 2016

Using QLACs

Jim and Chris have talked about QLACs (Qualified Longevity Annuity Contracts) before, but how do QLACs work in real life? During this show, Jim and Chris discuss practical, real-life examples of using QLACs as part of a retirement plan. This show discusses Qualified Longevity Annuity Contracts (QLAC) which are fixed insurance products. QLACs are offered for sale through Jim Saulnier and...

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IRA Questions

May 7, 2016

IRA Questions

Jim and Chris answer IRA questions and Social Security questions from listeners.  If you started contributing to a Roth IRA and then got a promotion at work that pushed you above the earnings limits for a Roth, what is the best thing to do with the funds you already contributed? If a 66 year old is still working and hasn’t filed for Social Security yet, can their 62 year old spouse file...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.