Pre-Retirement vs Post-Retirement Considerations

July 30, 2016

Pre-Retirement vs Post-Retirement Considerations

Before you retire, you’re more concerned with saving for your retirement. After you retire, you’re more concerned with how to spend your money. You need different approaches to managing your retirement accounts pre and post retirement, but do you know what those approaches are? Jim and Chris discuss some of the things you’ll need to consider in the different phases of your...

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Taxes in Probate

July 23, 2016

Taxes in Probate

Jim, Chris and Peter Scott answer estate planning email questions from listeners. Topics include taxes in probate, a step up in basis, estate income tax and end of life planning. http://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-07-23-16.mp3 Podcast: Play in new window | Download (Duration: 1:43:03 — 47.2MB) Subscribe: Apple Podcasts...

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Changes to Social Security?

July 16, 2016

Changes to Social Security?

Most of us will probably agree that Social Security can’t keep going the way it has been, but how do we fix it?  Jim and Chris discuss recommendations for changes to Social Security by the Commission on Retirement Security and Personal Savings. http://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-07-16-16.mp3 Podcast: Play in new window...

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LTC Question

July 9, 2016

LTC Question

A listener recently emailed a question regarding a Long Term Care (LTC) insurance policy that will return your premiums as a death benefit if you die before you can use the long term care or if you cancel the policy . Jim, Chris and Justin Fundalinski answer the question and discuss options for long term care insurance. Plus, what is the difference between an investment manager and a retirement...

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Deferred Income Annuity vs Long Term Care Insurance

July 2, 2016

Deferred Income Annuity vs Long Term Care Insurance

Jim, Chris and special guest Justin Fundalinski answer an interesting question from a listener who wanted to know if he would be better off with a Deferred Income Annuity or a Long Term Care insurance policy. This show discusses Qualified Longevity Annuity Contracts (QLAC) which are fixed insurance products. QLACs are offered for sale through Jim Saulnier and Associates LLC. Cambridge does not...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.