Jim & Chris’s Retirement Planning Approach and Process Part 1: EDU #2003

January 22, 2020

Jim & Chris’s Retirement Planning Approach and Process Part 1: EDU #2003

This is the first of several shows describing Jim & Chris’s retirement planning approach and process.  On this episode they talk about their backgrounds and how they got into retirement planning, as well as the key events in their lives that lead them to the philosophy behind their approach....

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Social Security Benefits, SECURE Act, Backdoor Roth Conversions, and More: Q&A #2003

January 18, 2020

Social Security Benefits, SECURE Act, Backdoor Roth Conversions, and More: Q&A #2003

Jim and Chris answer 7 questions today in this episode, with topics ranging from social security benefits to the SECURE Act, to backdoor Roth conversions and more! (2:40) LIVE CALLER! A gentleman from West Virginia asks a question about child Social Security benefits. (14:00) LIVE CALLER! A gentleman calls in from New Jersey to talk about the SECURE Act and a private pension. (33:20) A listener...

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Alternatives to the Stretch IRA: EDU #2002

January 15, 2020

Alternatives to the Stretch IRA: EDU #2002

Today Jim and Chris discuss the “work-arounds,” or alternatives to the Stretch IRA.  In past shows they’ve talked about the death of the Stretch IRA, and in particular with this episode they’ll dive into the new beneficiary category: the eligible designated beneficiary....

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The 10-Year Mark, QCDs, Excess RMDs, 60-Day Rollovers, and Tax Deferred Accounts: Q&A #2002

January 11, 2020

The 10-Year Mark, QCDs, Excess RMDs, 60-Day Rollovers, and Tax Deferred Accounts: Q&A #2002

Our “Roaring 20’s” are in full swing now and Jim & Chris take on 5 new Q&A topics about the 10-year mark, QCDs, excess RMDs, and more! (5:15) A Californian asks about divorcing at the 10-year mark if you’ve only lived as married for 2 years. (10:00) Another listener wants to confirm if QCDs would still apply to a person who reached 70 ½ but who was not taking RMDs...

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The SECURE Act Part 2 – The Death of the Stretch IRA: EDU #2001

January 8, 2020

The SECURE Act Part 2 – The Death of the Stretch IRA: EDU #2001

Jim and Chris welcome the New Year (already a week in!) with a second part to their SECURE Act topic: in particular, how the SECURE Act impacts existing trusts that have been named beneficiaries to an IRA. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E47.mp3 Podcast: Play in new window | Download (Duration: 1:10:10 —...

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Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.