Bucket Strategy of Retirement Planning

August 22, 2015

Bucket Strategy of Retirement Planning

You know the adage, “If a tree falls in the woods and no one is there to hear it, does it make a sound”? Well, you can apply this same thinking to the stock market.  If your portfolio falls 20%, and you don’t need the money, does it really matter? Jim, Chris and Peter discuss the bucket strategy of retirement planning, where the “buckets” are the accumulation phase, the transition phase and the distribution phase of retirement planning and how to position your assets in these buckets to better weather market fluxuations. They also discuss listeners’ questions involving setting up a trust to protect assets in a divorce and the difference between term and whole life insurance.

This show was edited in the fourth segment due to FINRA regulations.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.