Q&A: Catch-up Contributions, Spousal Benefits, Dignity Floor, Short-term Insurance

January 5, 2019

Jim and Chris answer listeners’ questions on multiple topics during this podcast.

Are $6000 personal catch-up contributions included in the $56K workplace contribution maximum?

A listener in Virginia has a question regarding spousal Social security benefits. Can his spouse collect these SS benefits if she is caring for a granddaughter full time?

A third listener wants to know how best to make up the monetary difference between a monthly Social Security benefit and their minimum dignity floor.

And a listener in Florida has a spouse who will be eligible for Medicare in the middle of 2019. He’d like to know if she would be better off with an Obamacare policy or Short Term health insurance until Medicare kicks in.

Check out the background of firms and investment professionals on FINRA’s BrokerCheck.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.