Some Questions About Social Security & IRAs: Q&A #2025

June 20, 2020

Some Questions About Social Security & IRAs: Q&A #2025

Jim and Chris answer multiple questions relating to Social Security and IRAs.

(5:45) A  Californian asks if his mother-in-law’s husband can claim a spousal benefit even if she never claimed her own Social Security benefit.

(10:45) A listener from Ohio would like to reduce his tax burden from the interest income earned by his cash accounts.

(27:35) A listener would like to know if her husband’s Social Security spousal benefits would be penalized if she claims her benefits early.

(37:00) A Kansas listener has a question about transferring IRAs.

(57:20) A Pennsylvanian would like to increase her federal tax withholding amount.

(1:00:00) “George” is wondering if he can make QCDs from his IRA without triggering RMDs.


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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.