Q&A: Beneficiaries, Medicare Premium Surcharges, SS Benefits, Roth Conversion

January 12, 2019

Q&A: Beneficiaries, Medicare Premium Surcharges, SS Benefits, Roth Conversion

Jim and Chris answer four more listener questions on this edition of the Retirement and IRA Show – Q&A: They answer a Californian listener’s question about stretch IRA accounts and what happens when the beneficiary dies.  They discuss naming a trust as the beneficiary of a life insurance policy for a listener from Virginia.  They also answer an Illinois resident’s question...

Listen Now

EDU: Funding HSAs with IRAs

January 9, 2019

EDU: Funding HSAs with IRAs

Jim and Chris discuss how to take advantage of a one-time lifetime election funding your Health Savings Account (HSA) from an IRA.  They point out some tips and warnings about this process. This may be a particularly useful topic for listeners trying to get an HSA started. http://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E01.mp3...

Listen Now

Q&A: Catch-up Contributions, Spousal Benefits, Dignity Floor, Short-term Insurance

January 5, 2019

Jim and Chris answer listeners’ questions on multiple topics during this podcast. Are $6000 personal catch-up contributions included in the $56K workplace contribution maximum? A listener in Virginia has a question regarding spousal Social security benefits. Can his spouse collect these SS benefits if she is caring for a granddaughter full time? A third listener wants to know how best to...

Listen Now

Edu: Target Date Funds

January 2, 2019

Are you using a Target Date Fund in your retirement portfolio but aren’t quite sure how they work? Join Jim and Chris as they delve into some of the most common misunderstandings about Target Date Funds. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y18E14.mp3 Podcast: Play in new window | Download (Duration: 58:27 —...

Listen Now

Check out the background of firms and investment professionals on FINRA’s BrokerCheck.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.