Social Security, IRA Contributions, Spousal Benefits, and MYGAs: Q&A #2253

December 31, 2022

Social Security, IRA Contributions, Spousal Benefits, and MYGAs: Q&A #2253

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRA contributions, spousal benefits, and multi-year guaranteed annuities (MYGAs). (Into) Chris follows up on a question from last week to clarify application of the Social Security earnings test for survivor benefits when the survivor full retirement age is different than the retirement full retirement age....

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Social Security, 403(b)’s, 60-Day Rollovers, and Annuities: EDU #2252

December 28, 2022

Social Security, 403(b)’s, 60-Day Rollovers, and Annuities: EDU #2252

Jim and Chris sit down to answers listeners questions regarding Social Security, 403(b)’s, 60-day rollovers, and annuities. (5:00) George from California asks about how Social Security accounts for post-age 62 working credits. (12:15) A listener looks for clarification on a potential “miss for Social Security applying to folks born in 1960-1962. (19:30) George wonders why Jim and...

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Social Security, Inherited IRAs, RMDs and Annuities: Q&A #2252

December 24, 2022

Social Security, Inherited IRAs, RMDs and Annuities: Q&A #2252

Jim and Chris discuss listeners questions relating to spousal Social Security benefits, survivor benefits, inherited IRAs, RMDs, and annuities. (16:00) Georgette wonders if she can claim a spousal Social Security benefit without affecting her future full personal benefit. (26:30) A listener looks for clarification on his sisters ability to claim a Social Security survivor benefit. (37:45) The...

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Miscellaneous Retirement Planning Topics: EDU #2251

December 21, 2022

Miscellaneous Retirement Planning Topics: EDU #2251

Jim and Chris sit down to discuss a handful of different retirement planning topics that came up throughout the year. https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y22E51.mp3 Podcast: Play in new window | Download (Duration: 1:14:07 — 33.9MB) Subscribe:...

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Social Security, Roth Conversions, MDF, HSAs, and Financial Advisors: Q&A #2251

December 17, 2022

Social Security, Roth Conversions, MDF, HSAs, and Financial Advisors: Q&A #2251

Jim and Chris sit down to discuss listeners questions relating to Social Security, Roth conversions, MDF, HSAs, and financial advisors. (6:00) George asks a question on the mechanics of Social Security auxiliary benefits. (15:15) A listener wonders if he can still do a 60-day rollover for a Roth conversion if he has no earned income. (18:00) George from the UK looks for clarification on how to...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.