Social Security, Minimum Dignity Floor, ERISA, and Roth IRA Contributions: Q&A #2044

October 31, 2020

Social Security, Minimum Dignity Floor, ERISA, and Roth IRA Contributions: Q&A #2044

Jim and Chris answer listener questions about Social Security, The Minimum Dignity Floor, ERISA, and Roth IRA Contributions. (7:30) A listener wonders where to start when deciding which withholding rate to choose for Social Security benefits. (18:55) John Jacob Jingleheimer Schmit from Kentucky asks about Social Security claiming strategies to cover their Minimum Dignity Floor. (45:05) An Ohioan...

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Addressing a Listeners Investment Questions: EDU #2043

October 28, 2020

Addressing a Listeners Investment Questions: EDU #2043

Jim and Chris sit down to discuss one particular listener’s current retirement/investment situation and provide their unique input. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y20E43.mp3 Podcast: Play in new window | Download (Duration: 1:04:42 — 28.6MB) Subscribe: Apple Podcasts |...

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Social Security, IRAs, Roth Conversions, and Taxes: Q&A #2043

October 24, 2020

Social Security, IRAs, Roth Conversions, and Taxes: Q&A #2043

Jim and Chris discuss comments relating to Social Security while answering questions about IRAs and taxes. (Intro) Two listeners; one from Pennsylvania and one from Texas reach out to Chris for clarity on a Social Security question asked on a previous Q&A regarding delayed retirement credits. (22:10) A returning listener who panicked when the stock market crashed in March provides an update...

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Social Security Changes for 2021: EDU #2042

October 21, 2020

Social Security Changes for 2021: EDU #2042

Chris compares and contrasts the annual changes to Social Security for 2021 including cost of living adjustments, wage and price inflation, as well as Social Security credits. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y20E42.mp3 Podcast: Play in new window | Download (Duration: 36:09 — 16.8MB) Subscribe: Apple Podcasts |...

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Social Security, The Spousal Waiver Form, RMDs, and Backdoor Roth Contributions: Q&A #2042

October 17, 2020

Social Security, The Spousal Waiver Form, RMDs, and Backdoor Roth Contributions: Q&A #2042

Jim and Chris answer questions on Social Security claiming strategies, withdrawing an application for claiming Social Security, the Spousal Waiver Form, RMDs, and backdoor Roth contributions. (2:56) George asks a question about Social Security claiming strategies. (7:17) George from Arizona wonders what the repercussions are for withdrawing his application for Social Security benefits. (18:15) A...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.