Divorced Spouse Benefits

March 31, 2018

Jim and Chris answer a question from a listener from New Hampshire regarding Social Security divorced spouse benefits. They also discuss other questions from listeners: If you participate in the Federal Employees Retirement System (FERS) would you be better off putting money in a traditional TSP (Thrift Savings Plan) or a Roth TSP? How do delayed retirement credits work if you are already...

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Question on Annuities

March 24, 2018

Jim and Chris answered a question from a caller in VA who wanted to know if switching annuities was a good idea. They also answered an email from a financial advisor in NV who wanted to know how to learn more about Social Security. A listener in MS sent in another question regarding Social Security.  (Thanks to those listeners, Chris also got to add two more stars to the map!) And… how...

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Flexible Premium Deferred Annuities

March 17, 2018

Jim and Chris answer a couple of Social Security email questions. What do you do when you need to escalate a Social Security issue? How do you maximize your Social Security benefit if you own your own business? The also discuss things to consider before putting your money into a Flexible Premium Deferred Annuity.  ...

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Social Security Confusion

March 10, 2018

Jim and Chris answered multiple questions from two callers regarding Social Security. The first caller had some confusion regarding Social Security and deferred compensation from his previous job. The second caller had multiple questions regarding retirement, Social Security and disabled child benefits. In the last part of the show, Jim and Chris discuss chained CPI and its affect on stealth tax...

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Estate Planning Questions

March 3, 2018

Estate Planning Questions

Jim and Chris are joined by estate planning attorneys Peter Scott and Darci Gerdes to discuss emails from listeners involving estate planning and trusts. Since Darcy’s area of expertise is community property, they also discuss what happens when you move from a community property state to a non community property state. Jim and Chris also answer a question from a caller regarding the two...

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Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.