Cautionary Warning Regarding Home Storage Gold IRA

May 28, 2016

Have you heard advertisements for Home Storage Gold IRAs? These ads claim to allow you to physically store gold and other precious metals while you hold them in an IRA. Jim and Chris discuss Home Storage Gold IRAs and give a cautionary warning regarding this practice. They also look into common Required Minimum Distribution (RMD) mistakes people make....

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Name a Beneficiary!

May 21, 2016

Name a Beneficiary!

Yet another reason why it is important to name a beneficiary! Jim and Peter discuss an IRS Private Letter Ruling (PLR) that involves an instance where an IRA was left to an estate. Because of circumstances specific to this case the IRS allowed this IRA to be rolled over to an Inherited IRA, but things would have been a lot easier if the deceased had just named a beneficiary. Also, Jim and Peter...

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Using QLACs

May 14, 2016

Jim and Chris have talked about QLACs (Qualified Longevity Annuity Contracts) before, but how do QLACs work in real life? During this show, Jim and Chris discuss practical, real-life examples of using QLACs as part of a retirement plan. This show discusses Qualified Longevity Annuity Contracts (QLAC) which are fixed insurance products. QLACs are offered for sale through Jim Saulnier and...

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IRA Questions

May 7, 2016

IRA Questions

Jim and Chris answer IRA questions and Social Security questions from listeners.  If you started contributing to a Roth IRA and then got a promotion at work that pushed you above the earnings limits for a Roth, what is the best thing to do with the funds you already contributed? If a 66 year old is still working and hasn’t filed for Social Security yet, can their 62 year old spouse file...

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Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.