Proposed Changes to IRAs

September 24, 2016

Jim and Chris discuss a Senate bill that lists a number of proposed changes to IRAs. They also answer a listener’s questions about how to finance the construction of a new home in retirement. Podcast: Play in new window | Download (Duration: 1:43:02 — 47.2MB)...

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What to Do With RMDs You Don’t Need

September 17, 2016

You have to take Required Minimum Distributions (RMDs) from your non-Roth IRA retirement accounts when you reach 70 1/2. If you’re fortunate enough to not need the money, Jim and Chris discuss options for what to do with those RMDs. They also answer a listener’s question regarding how to determine if you need a Certified Financial Planner (CFP) or a Certified Public Accountant (CPA)...

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New Rules for 60 Day Rollovers

September 10, 2016

New Rules for 60 Day Rollovers

Jim and Chris discuss new rules regarding 60 day rollovers and also answer questions from listeners. If you withdraw funds from an IRA to purchase additional service years in PERA (Public Employees Retirement Association), will those IRA funds be taxable? Are you subject to the Government Pension Offset (GPO) if you also contribute to the Federal Employees Retirement System (FERS)? How much can...

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Fixing Your Social Security Earnings Record

September 3, 2016

Have you checked you Social Security Earnings Record lately? If you haven’t yet, you really should. If you have, and noticed an error, how exactly do you fix it? Jim and Chris answer an email question regarding how long you have to fix your Earnings Record and how to do it.  They also answer an email question regarding Qualified Longevity Annuity Contracts (QLACs) and an email question...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.