Our Past Shows
Here you will find a year's worth of our past radio shows. Please understand, due to compliance and supervisory guidelines, there is a lag time from when a show first broadcasts to when it can be listed here for later playback. If the show you want is not available, please check back again soon.
Although Jim and Chris strive to make their show ─ and the information presented − topical and pertinent at the time of original broadcast, please recognize the financial world is constantly changing and evolving. These recorded broadcasts may contain outdated or obsolete information. Never make any financial, tax or investment decisions with information contained on these shows without first consulting with your legal, tax and/or financial advisor(s).
Listen to our podcasts on iTunes!
Stretch IRA Eligibility: EDU #2641
October 14, 2026
If you would prefer to skip Jim and Chris chatting about fall weather in Colorado and Ohio, Jim’s upcoming trip to Nashville, and country music, you can skip to (11:30). Chris’s Summary Jim and I look at stretch IRA eligibility after the SECURE Act and who now qualifies as an eligible designated beneficiary. We start with why naming a beneficiary matters, then trace how the stretch was assembled...
Listen NowSocial Security, Milestone Ages, HSAs, Roth Withdrawals, Annuity Providers: Q&A #2641
October 10, 2026
Jim and Chris discuss listener emails on Social Security first check timing at age 70 and child-in-care spousal benefits, additional milestone ages and HSA contribution PSAs, Roth withdrawals under the Rule of 55, and finding annuity providers with good customer service. (11:30) A listener asks whether Social Security benefits started in the month of a 70th birthday should arrive the following...
Listen NowSingle Life Pension Tradeoffs: EDU #2640
October 7, 2026
Chris’s Summary: With Jim traveling, I’m joined by the newest member of the Jim Saulnier & Associates team, Tom Stivers, to review an email from a listener couple who both chose a single life pension, with term life insurance on the higher earner. Their situation raises concerns about Social Security claiming ages, their Minimum Dignity Floor™ catching up to income if...
Listen NowHSA Catch-up PSA, Social Security, IRMAA, Roth Conversion, Annuity Timing: QA #2640
October 3, 2026
Jim and Chris discuss listener emails, beginning with a listener PSA on HSA catch-up contributions at age 55, then cover Social Security spousal benefits when claiming before full retirement age, paying IRMAA with HSA funds and the SSA-44 form for IRMAA appeals, whether a Roth conversion counts as a 60-day rollover, and annuity timing as interest rates fall. (6:45) A listener shares a PSA noting...
Listen NowRetirement Milestone Ages: EDU #2639
September 30, 2026
If you would prefer not to learn about Jim’s upcoming drive to Ohio and the family change of plans also sending him to Massachusetts, you can skip to (10:00). Chris’s Summary Jim and I walk through retirement milestone ages, from age 21, when a minor child beneficiary’s stretch gives way to the 10-year rule, through catch-up contributions, penalty-free withdrawal ages, Social...
Listen NowSocial Security, IRMAA, Annuity Purchase, MDF Calculations: Q&A #2639
September 26, 2026
Jim and Chris discuss listener emails on the best month to claim Social Security, IRMAA strategy for married couples, Social Security ex-spouse benefits, inflation and annuity purchase decisions for a Minimum Dignity Floor™ shortfall, and Minimum Dignity Floor™ tax calculations. (9:30) A listener asks whether there is a best month to apply for Social Security benefits before age...
Listen Now
