Trusted IRAs

June 24, 2017

Trusted IRAs… no we’re not talking about an IRA that you would tell your deepest secrets. Jim and Justin discuss what a Trusted IRA is , and what the benefits and pitfalls of these IRAs are. They also answer questions from listeners. How can you project your Social Security benefit if you plan on retiring before age 62? Can a pension act as the bond part of a portfolio?...

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Estate Planning and Dementia

June 17, 2017

A diagnosis of dementia can be devestating for individuals and families and can upend your best-laid retirement plans. Jim recently received an email from a listener in Floridia who was diagnosed with early-onset dementia. The listener has a TSP account and originally wanted to know how to avoid the 10% early withdrawl penalty. Jim answers this question, but also brings in estate planning...

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Investment Advisor Fee Pitfalls

June 10, 2017

Jim and Justin discuss the new Department of Labor fiduciary rule and the pitfalls it can create when paying for financial planning fees from an IRA. Podcast: Play in new window | Download (Duration: 1:46:07 — 48.6MB) Subscribe:...

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IRA Conversions and Ed Slott Updates

June 3, 2017

Jim and Chris received an email question from a listener regarding IRA conversions. The listener has after-tax contributions in a Traditional IRA. The listener would like to know how to convert that money to a Roth IRA without triggering a tax event. Jim also recently attended the Ed Slott training conference in Kansas City. He gives listeners an update on what he learned....

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Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.