Intricacies of Social Security

February 27, 2016

Social Security can be a complicated and overwhelming mess if you don’t understand all it’s ins and outs. For this show, Jim and Chris answer listeners’ questions on multiple SS topics including: filing restricted applications, spousal benefits and delayed retirement credits, the earnings test and adjustment at full retirement age, and filing and suspending benefits....

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Special Needs Trusts

February 20, 2016

Special Needs Trusts

What are special needs trusts? Why would someone need one? What are the best practices for establishing one? Special guest Jan Lord, an estate planning attorney specializing in elder law, joins Jim, Chris and Peter to discuss special needs trusts and estate planning considerations when a special needs child is involved....

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The Top 7 Things That Surprised Retirement Experts When They Retired

February 13, 2016

Retirement can be downright complex, and even those who think they are ready for it can be surprised when they get into the thick of things. Jim, Chris and Justin discuss a Forbes article from June, 2015 that looks at the top 7 things that surprised retirement experts when they retired including Medicare, travel costs and actually spending (instead of saving) your money....

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Questions Regarding the New Social Security Rules

February 6, 2016

Questions Regarding the New Social Security Rules

Since the Budget Bill that was passed in November 2015 changed some Social Security claiming strategies, listeners have some questions: What exactly are the new changes to Social Security? If you were counting on the File and Suspend strategy but can’t use it now, are there any alternatives? And… Jim and Chris explain what Social Security “deemed filing” is....

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.