Edu: Basics of Backdoor Roth Contributions

May 29, 2019

Edu: Basics of Backdoor Roth Contributions

Even though sanctioned by the IRS, Backdoor Roth Contributions can sometimes be confusing! Jim and Chris discuss the basics of how this strategy works as well as pitfalls to avoid. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E20.mp3 Podcast: Play in new window | Download (Duration: 46:57 — 21.5MB) Subscribe:...

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Q&A: Clarifications, Social Security Veterans and Disability Benefits

May 25, 2019

Q&A: Clarifications, Social Security Veterans and Disability Benefits

Do Veterans receive higher Social Security benefits than civilians? Jim and Chris start out the show responding to four listeners wanting clarifications on previously answered questions. They also respond to a Kentucky listener’s question about Social Security Disability Benefits and a US Marine’s query about Social Security Veterans Benefits.   Please take a moment to vote on...

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Edu: Options for Your 401k After Leaving Your Job

May 22, 2019

Edu: Options for Your 401k After Leaving Your Job

There have been many changes to the job market over the last several decades, including the high probability that you will change employers multiple times. This means you are likely to ask the question, “What options do I have for my 401k after I leave my job?”. Jim and Chris take an in-depth look at 6 options for your 401k after leaving your job, and what to consider when deciding...

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Q&A: IRA Contingent Beneficiaries, RMDs, TSP Conversions, IRA to 403b, and Much More

May 18, 2019

Q&A: IRA Contingent Beneficiaries, RMDs, TSP Conversions, IRA to 403b, and Much More

This week’s Q&A episode is jam-packed with a variety of interesting topics! Ever wonder if a primary beneficiary can choose to defer the inheritance to the IRA contingent beneficiaries? Jim and Chris start off by addressing the beneficiary ponderings of an Oregan listener. Next, they weigh in on whether a Roth Conversion can be used to satisfy an RMD, then move to a question from a US...

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Edu: Excess IRA Contributions, Part 2 (How to Fix)

May 15, 2019

Edu: Excess IRA Contributions, Part 2 (How to Fix)

In the last Edu episode, Jim and Chris went into some ways people mistakenly contribute too much to an IRA. This week Jim is back from the Ed Slott conference and he and Chris are excited to talk about how to fix those excess IRA contributions. http://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E18.mp3 Podcast: Play in new window |...

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Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.