Social Security, Survivor/Spousal Benefits, and COLAs: Q&A #2417

April 27, 2024

Social Security, Survivor/Spousal Benefits, and COLAs: Q&A #2417

Chris sits down to discuss listener questions relating to Social Security, survivor benefits, spousal benefits, and COLAs.

(3:45) Georgette looks for clarification on collecting a Social Security survivor benefit.

(20:45) A listener wonders if she can qualify for child-in-care spousal benefits as an adoptive parent.

(27:30) A listener asks how they calculate the maximum possible Social Security benefit in future years (3-6 years down the line).

(35:30) A listener wonders why her kids were able to claim a Social Security benefit based on her husbands benefit amount versus his PIA.

(41:15) A listener asks why Chris uses a Social Security COLA of 2% while looking at the historical average for COLAs.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.