Our Retirement Planning Process and Philosophy Part 1: EDU #2416

April 17, 2024

Our Retirement Planning Process and Philosophy Part 1: EDU #2416

This is the introductory show of a series Jim and Chris are calling ”Revealing the Secure Retirement Income Process”.  On the next several shows they will walk you through their philosophy and approach to retirement planning while sharing details on elements like the Minimum Dignity Floor, Secure Income, See-Through Portfolios, Asset Positioning and the ever-popular Fun Number....

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Social Security, IRMAA, Wash Sales, and Annuity Alternatives: Q&A #2415

April 13, 2024

Social Security, IRMAA, Wash Sales, and Annuity Alternatives: Q&A #2415

Jim and Chris sit down to discuss listener questions relating to Social Security, IRMAA, wash sales, and annuity alternatives. (17:30) George wonders if his Social Security benefit will be affected due to his earnings in Canada. (25:45) George wonders if he can let the SSA know about discontinuing Roth conversions to avoid the associated IRMAA surcharges. (34:15) A listener asks about the timing...

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Our Retirement Planning Process Prequel: EDU #2415

April 10, 2024

Our Retirement Planning Process Prequel: EDU #2415

Jim and Chris sit down to revisit our retirement planning process and a recent article written by Bloomberg.   Link to article: Wall Street Just Doesn’t Get It on Retirement – Bloomberg https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y24E15.mp3 Podcast: Play in new window | Download (Duration: 1:22:14 — 37.6MB)...

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IRMAA Premiums, Social Security, Annuities, and Medicare: Q&A #2414

April 6, 2024

IRMAA Premiums, Social Security, Annuities, and Medicare: Q&A #2414

Jim and Chris sit down to discuss listener questions relating to IRMAA premiums, Social Security, annuities, and Medicare. (15:00) A listener asks about the timing behind an increase in his IRMAA premiums. (24:30) George looks for clarification on the rules surrounding a spousal Social Security benefit. (34:15) George wonders if Jim and Chris are going to touch on which questions you should ask...

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Capital Gains and Wash Sale Rule: EDU #2414

April 3, 2024

Capital Gains and Wash Sale Rule: EDU #2414

Jim, Chris, and in-house CPA, Paul sit down to discuss how capital gains and the associated wash sale rule work. https://media.blubrry.com/the_retirement_and_ira_show/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y24E14.mp3 Podcast: Play in new window | Download (Duration: 57:05 — 26.1MB) Subscribe:...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.