Social Security, The Five Year Rule, Pensions, and Rollovers: Q&A #2209

February 26, 2022

Social Security, The Five Year Rule, Pensions, and Rollovers: Q&A #2209

Jim and Chris discuss questions relating to Social Security, the five year rule, taxation of lump-sum pension payouts, and rollovers. (11:30) An Ohio listener looks for advice on the best Social Security claiming strategy for his sister in Tennessee. (28:00) A Massachusetts listener looks for clarification on the five year rule and opening a Roth IRA. (45:15) Georgette references a question from...

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Why We Manage Assets Our Way Part 3: EDU #2208

February 23, 2022

Why We Manage Assets Our Way Part 3: EDU #2208

Jim and Chris sit down to discuss part three of our series on how we approach asset management here at Jim Saulnier & Associates. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y22E08.mp3 Podcast: Play in new window | Download (Duration: 1:22:16 — 37.7MB) Subscribe:...

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Tax Diversification, Roth Conversions, and IRMAA: Q&A #2208

February 19, 2022

Tax Diversification, Roth Conversions, and IRMAA: Q&A #2208

Jim, Chris, and in-house CPA, Bob Palechek discuss tax specific questions relating to MDF spending, tax diversification, Roth conversions, and IRMAA. (3:30) A member of the Rock Retirement Club requests clarification on how we account for taxes in our Minimum Dignity Floor concept of funding a retirement spending plan. (16:15) George from North Carolina asks a question about asset location, tax...

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Why We Manage Assets Our Way Part 2: EDU #2207

February 16, 2022

Why We Manage Assets Our Way Part 2: EDU #2207

Jim and Chris sit down to continue their discussion on why we approach asset management our way at Jim Saulnier & Associates. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y22E07.mp3 Podcast: Play in new window | Download (Duration: 1:21:10 — 37.2MB) Subscribe:...

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Social Security, RMD Taxes, Trusts, and Roth Conversions: Q&A #2207

February 12, 2022

Social Security, RMD Taxes, Trusts, and Roth Conversions: Q&A #2207

Jim and Chris sit down to discuss listeners questions pertaining to Social Security, RMDs, special needs trusts, and Roth conversion rules. (4:00) A listener voices his concerns with Social Security part D price increases and the general increase of insurance costs. (22:30) George looks for clarification on whether or not his dad needs to send an additional payment out to cover his withholdings...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.