Q&A: All Things Social Security

May 11, 2019

Q&A: All Things Social Security

On this episode, Chris addresses four questions listeners submitted about Social Security. He begins by addressing a Californian listener’s question about creating an online Social Security Account.  A second listener from California wondered about retroactive Social Security benefits, a third question was from an Ohio listener and related to WEP.  Finally, Chris answers a question from a...

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Edu: Excess IRA Contributions, Part 1

May 8, 2019

Edu: Excess IRA Contributions, Part 1

It may not seem like it, but it’s surprisingly easy to make excess contributions to an IRA. In part 1 of this Edu series, Jim and Chris discuss a few of the ways that it can happen. Stay tuned for more episodes, including how to fix excess contributions. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E17.mp3 Podcast: Play...

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Q&A: Early Retirement Roth Conversions

May 4, 2019

Q&A: Early Retirement Roth Conversions

If you retire early, is it wise to use the years before reaching full retirement age to do Roth Conversions at a lower tax rate? Join Chris and Jo as they answer a multi-part question from a Washington listener about using early retirement years for Roth Conversions. They discuss important considerations, annual conversion targets, tax implications, and more....

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Edu: Tax Optimized Spending with Bucketing

May 1, 2019

Edu: Tax Optimized Spending with Bucketing

A question from a Texas listener inspires Jim and Chris to take a closer look at Tax Optimized Spending with the Bucketing Strategy. The good news is that planning your spending from your Buckets may not be as complicated as you think! Chris shares a simple way of determining how much to spend from your “always taxable”, “maybe taxable”, and “never taxable”...

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Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.