Social Security, IRAs, Roth Conversions, and Taxes: Q&A #2043

October 24, 2020

Social Security, IRAs, Roth Conversions, and Taxes: Q&A #2043

Jim and Chris discuss comments relating to Social Security while answering questions about IRAs and taxes.

(Intro) Two listeners; one from Pennsylvania and one from Texas reach out to Chris for clarity on a Social Security question asked on a previous Q&A regarding delayed retirement credits.

(22:10) A returning listener who panicked when the stock market crashed in March provides an update on what he’s been doing and asks a question relating to Roth conversions.

(37:07) George asks why he should bother with “sometimes taxable accounts” along with some clarity on why it’s important to diversify your types of accounts in relation to taxes.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.