Social Security, The Spousal Waiver Form, RMDs, and Backdoor Roth Contributions: Q&A #2042

October 17, 2020

Social Security, The Spousal Waiver Form, RMDs, and Backdoor Roth Contributions: Q&A #2042

Jim and Chris answer questions on Social Security claiming strategies, withdrawing an application for claiming Social Security, the Spousal Waiver Form, RMDs, and backdoor Roth contributions.

(2:56) George asks a question about Social Security claiming strategies.

(7:17) George from Arizona wonders what the repercussions are for withdrawing his application for Social Security benefits.

(18:15) A listener wants Jim and Chris to elaborate on their previous EDU show about the need to sign a Spousal Waiver Form on a 401(k) to disinherit their spouse as the default beneficiary.

(33:25) A listener asks about delaying required minimum distributions (RMDs).

(41:45) A listener asks a question about backdoor Roth contributions

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.