Social Security, Roth Conversions, MDF, HSAs, and Financial Advisors: Q&A #2251

December 17, 2022

Social Security, Roth Conversions, MDF, HSAs, and Financial Advisors: Q&A #2251

Jim and Chris sit down to discuss listeners questions relating to Social Security, Roth conversions, MDF, HSAs, and financial advisors.

(6:00) George asks a question on the mechanics of Social Security auxiliary benefits.

(15:15) A listener wonders if he can still do a 60-day rollover for a Roth conversion if he has no earned income.

(18:00) George from the UK looks for clarification on how to fund his minimum dignity floor (MDF) until he claims Social Security at age 70.

(33:45) A listener from New York looks to understand why he is not receiving the maximum Social Security benefit for someone who started claiming at age 70.

(44:30) George from Ohio wonders why someone would want to donate a portion of their health savings account (HSA) balance to a charity.

(51:00) A listener from New Mexico wonders if he husband should file for Social Security first to allow her to collect a spousal benefit.

(55:30) A listener looks for a pertinent list of questions to ask a commission based financial advisor when interviewing them.

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