Constructive Receipts, Living on Basis, Pension Plan Consultants, and More: Q&A #1948

December 21, 2019

Constructive Receipts, Living on Basis, Pension Plan Consultants, and More: Q&A #1948

Jim and Chris discuss five questions today, such as the concept of constructive receipts, H&R Block, living on basis, and more! (10:10) A listener provides a web resource related to the concept of constructive receipts as it relates to 60-day rollovers. (26:05) A Marylander wants to know why Jim isn’t too fond of H&R Block. (31:35) Georgie Girl is intrigued by “living on...

Listen Now

Determining What You’re Paying Your Financial Advisor: EDU #1945

December 18, 2019

Determining What You’re Paying Your Financial Advisor: EDU #1945

Jim and Chris address a listener’s email about how to determine what you’re paying your financial advisor.  This question stems from a previous podcast episode in which Jim and Chris discussed advisor fees—here they discuss confirming your fee calculations to be sure you’ve got it right....

Listen Now

Quarterly Estimated Payments, Early Retiring, & Distribution Management: Q&A #1947

December 14, 2019

Quarterly Estimated Payments, Early Retiring, & Distribution Management: Q&A #1947

Jim pauses cheering on the New England Patriots to discuss with Chris some follow-up about 60-day Rollovers, quarterly estimated payments, early retiring, and distribution management. (10:15) A Virginian mentions some resources related to 60-day rollovers. (18:05) Tom Brady (just kidding!) would like to discuss quarterly estimated payments regarding taxes in retirement. (31:25) A Green Bay...

Listen Now

Fees in Equity Trades: EDU #1944

December 11, 2019

Fees in Equity Trades: EDU #1944

Some questions have come up about fees in equity trades. Jim and Chris talk about how brokerage services can still make money even if they offer commission-free trades. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E44.mp3 Podcast: Play in new window | Download (Duration: 39:39 — 18.2MB) Subscribe: Apple Podcasts |...

Listen Now

Recovering After-Tax Money, SS Estimates, and HELOCs: Q&A #1946

December 7, 2019

Recovering After-Tax Money, SS Estimates, and HELOCs: Q&A #1946

December is already a week in (wow!) and Jim and Chris answer questions about recovering after-tax money, Social Security estimates, and HELOCs. (10:29) A listener asks about recovering after-tax money in an IRA or QRP that has been annuitized. (27:30) This question is about estimates provided by the SSA: do they assume that earnings in the prior year will continue until retirement? (38:28) A...

Listen Now

Check out the background of firms and investment professionals on FINRA’s BrokerCheck.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.