Our Past Shows

Here you will find a year's worth of our past radio shows. Please understand, due to compliance and supervisory guidelines, there is a lag time from when a show first broadcasts to when it can be listed here for later playback. If the show you want is not available, please check back again soon.

Although Jim and Chris strive to make their show ─ and the information presented − topical and pertinent at the time of original broadcast, please recognize the financial world is constantly changing and evolving. These recorded broadcasts may contain outdated or obsolete information. Never make any financial, tax or investment decisions with information contained on these shows without first consulting with your legal, tax and/or financial advisor(s).

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Spousal Benefit and Estate Planning Questions

November 30, 2016

Spousal Benefit and Estate Planning Questions

Chris and special guest Estate Planning Attorney Peter Scott answer email questions from listeners.  First up, Chris discusses social security strategies regarding “Spousal Benefits” and the rule changes that have occurred over the last year. Peter follows up with a detailed answer to a question involving land-lease agreements in an estate plan.  Peter discusses various terms that...

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Tax Implications of Special Needs Trusts

November 28, 2016

Tax Implications of Special Needs Trusts

Jim & Chris discuss the difference between Accumulation Trusts and Conduit Trusts as well as the various considerations when putting together a Special Needs Trust with a focus on the tax implications. Also, Jim & Chris answer emails from listeners regarding Social Security privatization, and provide clarifications on the timing of doing Roth Conversions and Re-characterizations....

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Cornucopia of Retirement Topics

November 12, 2016

Cornucopia of Retirement Topics

Jim and Chris answer emails from listeners on different retirement topics. What triggers the Windfall Elimination Provision (WEP) or the Government Pension Offset (GPO) if you have a non-covered pension? How does the WEP or GPO work when you can also collect Social Security? What should you look for in a financial advisor? And… what is the best way to spend from your retirement portfolios?...

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Roth IRA Conversion Season

November 5, 2016

Roth IRA Conversion Season

It’s Roth Conversion Season again! Jim and Chris discuss what a Roth Conversion is and some important things to consider when converting a traditional IRA to a Roth IRA. They also answer a listener’s question on converting a Thrift Savings Plan (TSP) to a Roth IRA. http://s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-11-05-16.mp3 Podcast: Play in new window | Download...

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Back Door Roth

October 29, 2016

Back Door Roth

Have you heard of a Back Door Roth IRA? This isn’t a new type of IRA. It’s actually a strategy for individuals who make too much money to directly contribute to a Roth IRA. Jim and Chris discuss how this strategy works, things to look out for and why they think the government will be closing this loophole soon. They also respond to listeners regarding a question on the Pro Rata Rule...

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Risk Capacity

October 22, 2016

Risk Capacity

It’s not always a good idea to base your investment choices on emotions. Jim and Chris discuss how to deal with investing when you don’t have a strong stomach for a lot of risk. They also answer questions from listeners. How do Health Savings Accounts (HSAs) work if you retire early? If you convert amounts from a 457 plan to a Roth IRA, when can you access the funds in the Roth IRA...

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: AZ, CO, MA, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.