Q&A: IRA Contingent Beneficiaries, RMDs, TSP Conversions, IRA to 403b, and Much More

May 18, 2019

Q&A: IRA Contingent Beneficiaries, RMDs, TSP Conversions, IRA to 403b, and Much More

This week’s Q&A episode is jam-packed with a variety of interesting topics! Ever wonder if a primary beneficiary can choose to defer the inheritance to the IRA contingent beneficiaries? Jim and Chris start off by addressing the beneficiary ponderings of an Oregan listener.

Next, they weigh in on whether a Roth Conversion can be used to satisfy an RMD, then move to a question from a US Army retiree about converting money from a TSP to a Roth. The guys finish out the episode addressing an Indiana listener question on moving money from an IRA to a 403b, a question about MAGI calculations from Kansas, and, last but not least, a request for clarifications on the Roth IRA 5-Year Rule.

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Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.