GPO, IRA CDs, Transitioning to a Distribution Portfolio, and MYGAs – Q&A #1929

August 3, 2019

GPO, IRA CDs, Transitioning to a Distribution Portfolio, and MYGAs – Q&A #1929

As Jim and Chris continue working through the pile of listener questions they address a wide range of subjects; from setting up your online Social Account,  transitioning to a Distribution Portfolio, Multi-Year Guaranteed Annuities, and more.

4:05 A Pennsylvania listener seeks help setting up an online Social Security account.

8:20 An Ohio listener and wants Jim and Chris’s thoughts on their retirement strategy, specifically if it will reduce their Social Security GPO (Government Pension Offset).

22:30 A Colorado listener wants to know if an IRA CD still has Required Minimum Distributions (RMDs).

26:25 An Indian listener is preparing to retire and would like to know when they should begin transitioning to a distribution portfolio.

51:30 A California listener would like to better understand MYGAs (Multi-Year Guaranteed Annuities).

Check out the background of firms and investment professionals on FINRA’s BrokerCheck.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.