IRA Tax Strategy, Retirement Strategies, and Financial Stability of Pensions: Q&A #2012

March 21, 2020

IRA Tax Strategy, Retirement Strategies, and Financial Stability of Pensions: Q&A #2012

Today Jim and Chris answer questions about a traditional IRA tax strategy, withdrawal vs. secure income strategies in retirement planning, and the financial stability of pensions.

(6:00) A Georgian wonders if his traditional IRA tax strategy will get him in trouble.

(23:00) A listener asks for advice for those who base their retirement funding on a withdrawal strategy, and how can he move to a secure income strategy without decimating assets?

(49:37) Jim and Chris answer three very similar listener questions about the financial stability of pensions.  Although their answer at the end is the same for all three, the specific question timestamps are below:

(50:30) A listener wonders if his company pension is secure, and if he should take the lump sum and then purchase an annuity.

(51:35) A North Carolinian would like to know how one can best determine the financial stability of a pension plan.

(53:35) A listener with a risky pension at work is told by his union that his pension is under-funded.

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Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.