IRAs, Social Security, ERISA Rules, and Roth Conversions: Q&A #2050

December 12, 2020

IRAs, Social Security, ERISA Rules, and Roth Conversions: Q&A #2050

Chris discusses and answers five listeners’ questions relating to IRAs, Social Security, ERISA rules, and Roth conversions.

(2:45) A listener asks a question about why a beneficiary would ever want to disclaim a portion of the inherited IRA.

(13:10) A Texan listener asks what the best time for his wife to claim her spousal Social Security benefits alongside her current TRS pension would be.

(23:10) A listener from Ohio looks for clarification on ERISA rules relating to divorce and 401k beneficiaries.

(29:45) George from Arizona enquires for advice and clarity regarding the withdrawal of Social Security benefits.

(39:00) Listeners’ from Maine ask a question about Roth conversions and the combined income limits.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.