Restricted Spousal Benefits, Survivor Benefits, Laid-Off Effects: Q&A #1943

November 9, 2019

Restricted Spousal Benefits, Survivor Benefits, Laid-Off Effects: Q&A #1943

While Jim is out elk hunting, Chris flies solo answering topics about restricted spousal benefits, survivor benefits, and laid-off effects on Social Security.

(4:10) A fellow Coloradoan asks questions about benefit amounts after filing for restricted spousal benefits.

(9:55) An Oklahoma listener wants to confirm information about survivor benefits.

(13:40) A Georgia listener would like to clarify the meaning of “income” in regards to the Earnings Test.

(18:00) A North Carolinian asks if her survivor benefit will be reduced if she starts withdrawing at a certain age.

(23:05) A listener from Kansas wants clarity on the timing and mechanics of the Earnings Test.

(27:15) A Californian would like to know how being laid off will affect Social Security benefits.


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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.