Conversion Cons, Social Security Benefit Reduction, Appeals, and Disability: Q&A #1938

October 5, 2019

Conversion Cons, Social Security Benefit Reduction, Appeals, and Disability: Q&A #1938

This week Jim and Chris address listener questions on the potential downsides to Roth Conversions and several Social Security topics, including the 2035 Social Security benefit reduction, appealing a temporary benefit reduction, and the possibility of additional assistance from Social Security.

9:30 Chris weighs in on a Florida listener’s question regarding appealing a skipped benefit check due to additional income.

14:55 An Arizonan wonders if they should start taking their benefits before Social Security reduces benefits to 75% in 2035.

1:01:00 A question from a Utah listener regarding the possibility that the government could someday decide to change Roth rules, such as implementing a value-added tax. Would such a tax law change be a potential reason not to do Roth Conversions?

1:10:51 A listener from Oregan wants to know if Social Security offers assistance for in-home cleaning services.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.