Social Security, IRMAA, Home Equity, and LTC: Q&A #2051

December 19, 2020

Social Security, IRMAA, Home Equity, and LTC: Q&A #2051

Chris sits down to answer questions about Social Security, IRMAA, home equity, Roth conversions, and LTC (long-term care).

(3:15) A Virginian listener asks a question relating to delayed retirement credits and rules surrounding the claiming of Social Security.

(15:10) A listener from Indiana asks for clarification on the impacts of IRMAA.

(22:45) A Michigan listener wonders how the equity developed in individual homes is treated later in life throughout the “No-Go” phase of retirement.

(31:30) A couple from Connecticut asks about the rules behind appealing the impacts of IRMAA while planning to convert several IRA accounts.

(37:30) A listener asks a very brief question about the amount of liquid assets required to self-fund LTC (long-term care).

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.