QCDs, Social Security Benefits, Trust Tax Rates, and More: Q&A #2006

February 8, 2020

QCDs, Social Security Benefits, Trust Tax Rates, and More: Q&A #2006

Jim would like to answer a record-breaking 8 questions today (Chris estimates that 3 is more realistic), but nonetheless they answer topics about QCDs, Social Security benefits, trust tax rates, and more!

(In the end, Jim and Chris answered 7 listener questions–not too shabby!)

(6:10) A Californian would like clarity about taking out a QCD from an IRA.

(8:45) A listener would like to know if her boyfriend’s mom can file for the 10-year divorce benefit if her divorce date barely falls short of ten years.

(16:00) A Washington listener wants to know when her husband can file for his Social Security spousal benefit.

(23:55) A Nebraskan in the financial planning field would like to discuss trust tax rates, particularly in how they’re affected by the SECURE Act.

(40:15) Another listener from California would like to know if he can do a Roth conversion after he retires.

(42:15) A listener from Michigan would like to know what are mortality credits for annuities.

(54:45) George from New Jersey wants to know what Jim and Chris think about secondary market annuities.

 

 

Check out the background of firms and investment professionals on FINRA’s BrokerCheck.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.