Non-Taxed SS, Unexpected Life Changes, 401ks, IRAs and Other Investments: Q&A #2001

January 4, 2020

Non-Taxed SS, Unexpected Life Changes, 401ks, IRAs and Other Investments: Q&A #2001

The discussion for Jim and Chris today lands on topics such as non-taxed portions of Social Security income, unexpected life changes, and questions regarding 401(k)s, IRAs, and deferred compensation plans.

(9:50) An Illinois listener wonders if his un-taxed Social Security income will count toward MAGI for determination of Medicare premiums.

(18:55) Jim and Chris discuss a Utah listener’s comment about unexpected life changes that affect retirement and future planning.

(32:53) “George” from Seattle would like to know if he’s eligible to contribute additional funds on top of the maxed contribution already matched by his employer.

(37:26) A Browns fan asks some questions about his 457 NQP deferred compensation non-governmental plan.

(56:15) “Georgette” is wondering if she can move her current annuity (which is still in the accumulation phase) into an IRA.


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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Jim Saulnier, Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC to residents of: CO, IA, IN, MA, NY, TN, TX, WI and WY. No offers may be made to or accepted from any resident outside the specific states mentioned. Jim Saulnier, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial Planning services offered through Jim Saulnier and Associates, LLC., a Registered Investment Advisor. Cambridge and Jim Saulnier & Associates, LLC are not affiliated.