Q&A: Pension Options, Roth Conversions, Social Security
November 10, 2018
This week Jim and Chris discuss a listener’s question about ways of dealing with his State of Kentucky pension now that he’s working for the State of Ohio. The guys also answer a Louisiana listener’s question about Roth Conversions. Four listeners (from Florida, Michigan, Tennessee, and Texas) had Social Security questions this week, including repaying benefits after...
Listen NowEdu: Roth 5 Year Rule
November 7, 2018
The Roth 5 Year Rule sounds simple: you can withdraw the earnings from your Roth IRA, tax-free, 5 years after your first contribution. Is it really that simple? Does the rule apply to a Roth 401k? Does a Roth Conversion from your IRA change anything? On this episode Jim and Chris delve into the nuances of the Roth 5 Year Rule to answer those questions and more....
Listen NowQ&A: 401k Clarifications, HSA Rules, and SS Spousal Benefits
November 3, 2018
Need some clarification on the 401k “Rule of 55”? Can you contribute to a previous employer’s HSA? Does purchasing a SPIA of DIA with money from your IRA remove the 10% early withdrawal penalty? This week Jim and Chris address these listener questions as well as more Social Security Spousal Benefit questions from listeners in Arizona, Colorado, and North Carolina....
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