Edu #1922: Missed RMD

June 12, 2019

Edu #1922: Missed RMD

Jim and Chris first discuss possible changes coming to IRA rules, including Required Minimum Distributions (RMDs), before discussing current RMD rules, penalties for a missed RMD, and how to ‘fix’ a miss. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-EDU-Y19E22.mp3 Podcast: Play in new window | Download (Duration: 52:33...

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QA #1922: SS Benefits After Remarrying, Annuities

June 8, 2019

QA #1922: SS Benefits After Remarrying, Annuities

Jim and Chris answer a question from a young widow wondering how remarrying will affect her ability to claim benefits from her deceased husband’s Social Security. They also weigh-in on a listener wondering if an annuity is an appropriate investment for her situation. https://media.blubrry.com/the_retirement_and_ira_show/p/s3.amazonaws.com/TheRetirementandIRAShow/RAIRA-Show-QA-Y19E22.mp3...

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Edu #1921: Bucketing with Annuities

June 5, 2019

Edu #1921: Bucketing with Annuities

Have you encountered an Advisor who recommended Bucketing with annuities predominantly? On this Edu episode, Jim and Chris respond, in-depth, to a listener looking for clarity on using annuities as their “buckets”. The guys discuss reasons to be cautious and the steps you can take to ensure that you’re not just being sold a product package.  ...

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Q&A: Inherited Annuity, Inherited Roth, Life Insurance, Spousal Benefits

June 1, 2019

Q&A: Inherited Annuity, Inherited Roth, Life Insurance, Spousal Benefits

Unclear how an Inherited Annuity or Inherited Roth IRA is taxed? Jim and Chris respond to a Florida listener asking if they’ll be taxed on the whole value if they inherit an Annuity. Another listener wonders if they’ll be taxed if they withdraw from an Inherited Roth before age 55. The guys also address a question from a listener about Life Insurance and Trusts to provide for their...

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Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.