What’s a QLAC?

April 2, 2016

Have you heard of a QLAC, Qualified Longevity Annuity Contract? Jim, Chris and Peter discuss what QLACs are, how they work and how they could benefit you. And, while Jim is at a dentist appointment, Chris and Peter answer some email questions from listeners.  What kinds of Social Security claiming strategies are open to couples when there is a large age split between the spouses? What happens to your stuff if you die without a will? What happens where five children inherit a farm and only one of the kids wants to be a farmer?

This show discusses Qualified Longevity Annuity Contracts (QLAC) which are fixed insurance products. QLACs are offered for sale through Jim Saulnier and Associates LLC. Cambridge does not offer fixed insurance products.

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Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.