A Social Security Special: EDU #2341

October 11, 2023

A Social Security Special: EDU #2341

Chris sits down on a solo episode to discuss several different listeners questions relating to a variety of Social Security topics.

(3:00) George from Texas asks if avoiding the spousal offset from automatically kicking on is an option.

(9:15) Georgette wonders if her future COLAs and deferred retirement credits will be calculated based on the benefit she was receiving prior to suspending her benefit.

(16:30) A listener in South Carolina asks if her mother will fall under IRMAA given her unique circumstances with the state making an error on her pension income amount.

(32:30) A listener in Colorado looks for clarification on the law regarding voluntary suspension of benefits.

(39:45) A Pennsylvanian listener asks about the spousal/survivor benefits his wife would be eligible to receive if he were to pass away.

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.