ACA Credits, RMDs, IRMAA, and Tax Diversification: Q&A #2238

September 17, 2022

ACA Credits, RMDs, IRMAA, and Tax Diversification: Q&A #2238

Chris and inhouse CPA, Bob Palechek discuss listener questions relating to ACA credits, RMD taxation, IRMAA, and tax diversification.

(3:45) A listener in Arizona looks for clarification on how planning for ACA credits should fit into retirement withdrawals.

(26:30) Georgette from Texas asks if the RMD total includes Federal tax or if the remainder of the RMD total has to be after-tax.

(32:45) George from New York wonders about Roth conversions and avoiding IRMAA.

(44:00) A Texan listener looks for advice on the ideal tax diversification breakdown across different account types.

Podcast: Play in new window | Download (Duration: 1:05:00 — 29.8MB)

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