Bucket Strategy of Retirement Planning

August 22, 2015

Bucket Strategy of Retirement Planning

You know the adage, “If a tree falls in the woods and no one is there to hear it, does it make a sound”? Well, you can apply this same thinking to the stock market.  If your portfolio falls 20%, and you don’t need the money, does it really matter? Jim, Chris and Peter discuss the bucket strategy of retirement planning, where the “buckets” are the accumulation phase, the transition phase and the distribution phase of retirement planning and how to position your assets in these buckets to better weather market fluxuations. They also discuss listeners’ questions involving setting up a trust to protect assets in a divorce and the difference between term and whole life insurance.

This show was edited in the fourth segment due to FINRA regulations.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.