Cognitive Decline, MDF, Taxes, Inflation, and Fun Spending: Q&A #2418

May 4, 2024

Cognitive Decline, MDF, Taxes, Inflation, and Fun Spending: Q&A #2418

Jim and Chris sit down to discuss listener questions relating to cognitive decline, minimum dignity floor (MDF), taxes, inflation, and fun spending.

(7:15) Jim and Chris begin by discussing several listener emails regarding cognitive decline in retirement and items to be aware of.

Link to New York Times podcast on cognitive decline: CLICK HERE

(26:00) A listener provides her input on the taxes associated with the Minimum Dignity Floor (MDF).

(37:10) A listener looks for thoughts on claiming Social Security, pension income and building inflation adjustments into the MDF.

(57:00) A listener gives their input on dollars invested for MDF and Fun Spending that might not be needed for 10+ years.


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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.