Complexity of Retirement Planning

August 29, 2015

Over the course of a week, Jim, Chris and Justin all found errors in nationally produced materials that are used to help with retirement planning. Justin found a mistake in Social Security-related software regarding non-covered earnings. Chris noticed an error in a Social Security publication about the Windfall Elimination Provision, and Jim found the software from a prominent Retirement Planning software company had been incorrectly handling RMDs with annuity income within an IRA. The point being, if the Social Security Administration and two national retirement planning companies can’t get it right, how does anyone else stand a chance?

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.