IRAs, Social Security, ERISA Rules, and Roth Conversions: Q&A #2050

December 12, 2020

IRAs, Social Security, ERISA Rules, and Roth Conversions: Q&A #2050

Chris discusses and answers five listeners’ questions relating to IRAs, Social Security, ERISA rules, and Roth conversions.

(2:45) A listener asks a question about why a beneficiary would ever want to disclaim a portion of the inherited IRA.

(13:10) A Texan listener asks what the best time for his wife to claim her spousal Social Security benefits alongside her current TRS pension would be.

(23:10) A listener from Ohio looks for clarification on ERISA rules relating to divorce and 401k beneficiaries.

(29:45) George from Arizona enquires for advice and clarity regarding the withdrawal of Social Security benefits.

(39:00) Listeners’ from Maine ask a question about Roth conversions and the combined income limits.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.