IRMAA, Social Security, Mutual Funds and ETFs: Q&A #2349

December 9, 2023

IRMAA, Social Security, Mutual Funds and ETFs: Q&A #2349

Jim and Chris sit down to discuss listener questions relating to IRMAA, Social Security, mutual funds and ETFs.

(3:45) George from California asks for clarification on filing the form SSA-44 and the associated IRMAA costs.

(13:30) A listener wonders if she should claim her Social Security benefit earlier than expected to cover some long-term care costs.

(41:45) A listener from Kentucky asks about his wives Social Security survivor benefit should he pass away before her.

(49:30) Georgette from California questions if there is a way to convert mutual funds into exchange traded funds (ETFs) easily within an IRA.

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.