Pensions, IRAs, RMDs, 401k Rollovers: Q&A #2103

January 16, 2021

Pensions, IRAs, RMDs, 401k Rollovers: Q&A #2103

Jim and Chris discuss listeners’ questions relating to pensions, inherited IRAs, required minimum distributions (RMDs), and 401k rollovers.

(4:30) George asks for an opinion on taking a lump-sum pension buyout from his employer to try and avoid taxes.

(14:45) A Michigan listener asks about how to handle the transfer of an inherited IRA from one custodian to another.

(49:00) A Georgian listener asks about the rules for inheriting an already inherited IRA.

(57:30) A listener wonders if she can separate the rollover of her 401k between a Roth IRA and a traditional IRA.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.