Pensions, Social Security, RMDs, Sequential Risk, and Secure Income: Q&A #2232

August 6, 2022

Pensions, Social Security, RMDs, Sequential Risk, and Secure Income: Q&A #2232

Jim and Chris discuss listeners questions relating to pension rollovers, Social Security benefits, RMDs, mitigating sequential risk, and secure income.

(3:15) PSA; A listener from Alabama links to an article about Alabama not taxing pensions that are rolled into IRAs.

(9:45) A Virginian listener wonders about the best way to find his estimated Social Security benefit based on anticipated work history.

(23:45) Georgette from Wisconsin looks for the best Social Security claiming strategies for spouses with similar estimated benefits.

(35:15) Georgette from California looks for clarification on the required minimum distribution (RMD) on a recently inherited IRA account.

(53:30) A Texan listener provides some details on his investments and asks for opinions on mitigating sequential risk.

(1:11:30) George from California looks for help with supplementing secure income in a survivorship scenario.

Check out the background of firms and investment professionals on SEC’s Adviser Info Page.

Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.