Q&A On IRAs and Social Security

September 9, 2017

Jim, Chris and Justin answer questions from listeners all over the US. A listener from Utah in his 50s wanted to know if he and his wife should continue contributing to thier pre-tax retirement accounts or if they would be better off converting to a Roth account. A listener from TN asked a question regarding Social Security spousal benefits and the 8% delayed retirement credit. A question on Social Security child in care spousal benefits came in from a listener in MN. And, ‘George’ from WY wanted to know how converting a portion of a traditional IRA to a Roth IRA could impact his ACA subsidy.

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.