Qualified Dividends, Gifting Strategies, Roth Conversions, and Trust Taxation: Q&A #2510

March 8, 2025

Qualified Dividends, Gifting Strategies, Roth Conversions, and Trust Taxation: Q&A #2510

Jim and Chris are joined by Paul Neiffer, CPA to answer listener questions on qualified dividends, gifting strategies, Roth conversions, and trust taxation.

(09:00) George wonders if frequent rebalancing in his taxable brokerage account is causing more of his dividends to be classified as unqualified.

(21:30) A listener asks for guidance on which accounts to withdraw from when planning a large financial gift to an adult son.

(37:15) The guys offer their perspective on doing Roth conversions early in retirement in order to reduce RMDs, and thus taxes, later in retirement.

(59:30) Georgette seeks clarity on revocable trust taxation, IRA beneficiary designations for minors, and whether a trust should be named as the beneficiary of a Roth or brokerage account.

Podcast: Play in new window | Download (Duration: 1:20:45 — 37.0MB)

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