Retirement Benefits, Social Security, Annuities, and QLACs: Q&A #2115

April 10, 2021

Retirement Benefits, Social Security, Annuities, and QLACs: Q&A #2115

Jim and Chris sit down to discuss listeners questions relating to retirement benefit plans, Social Security, annuities, and QLACs.

(3:30) An Indiana listener looks for advice on when to collect his Railroad Retirement Benefits (RRB).

(17:30) A Californian asks for clarification about how receiving two years of wages after retirement will effect her age 70 Social Security benefit.

(37:00) George wonders how to calculate the expected rate of return of a DIA (deferred income annuity) forecasted at various mortality ages.

(51:30) A listener describes his parents financial position and asks for advice regarding the purchase of a QLAC.

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