Retirement Planning with Age Gap, Inherited IRAs, and Minimum Dignity Floor -Q&A #1931

August 17, 2019

Retirement Planning with Age Gap, Inherited IRAs, and Minimum Dignity Floor -Q&A #1931

Join us for another week of retirement planning related questions answered by Jim and Chris. Topics include things to consider with retirement planning when there is a large age gap within a marriage, Inherited IRA RMDs, and the ‘Minimum Dignity Floor’

 

10:51  A live caller from Virginia asks about things to consider with retirement planning with a “May/December marriage”.

41:07  A New York listener wonders what happens with the Required Minimum Distribution (RMD) on an Inherited IRA when there are multiple beneficiaries.

48:31  Should a State-provided stipend be considered secure income for the ‘Minimum Dignity Floor’ calculations?

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Jim Saulnier and Associates | 970-530-0556 | 506 East Mulberry Street, Fort Collins, Colorado 80524

Ed Slott Advisor recognition requires an advisor to be well versed on the rules and regulations regarding IRAs. The advisor must attend two live training sessions and pass two written exams annually to remain in the program. Jim Saulnier & Associates, LLC (“RIA Firm”) is a registered investment adviser located in Fort Collins, CO. Jim Saulnier & Associates, LLC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Current registered states: CA, CO, PA, TX, WA, IL Insurance products and services are offered and sold through James H. Saulnier, a Colorado licensed insurance producer, only in those states in which he is reciprocally licensed or qualifies for an exemption or exclusion from licensing requirements. Current reciprocal insurance licensing in these states: AZ, CA, CA, CN, FL, HI, IA, MA, MD, NY, PA, SC, TN, TX, VA, WA, WI, WY Click here for a more detailed disclosure.